Commercial Banking Suited to Your Aspirations

At Fieldpoint, private commercial banking recognizes your business is your life’s greatest investment. We advise accordingly, based on a holistic understanding of your business’ needs and how they intersect with your life.

Enterprise Cash Management

Business banking designed with the customization, functionality and yield sophisticated enterprises expect, but without the fees, limitations and nuisances endured with traditional banks.

Features

  • No-fee ACH
  • No-fee domestic wires2
  • FDIC insurance available to $20 million or more3
  • International wires with currency conversion
  • Remote and mobile deposits
  • Online billpay and presentment
  • Positive Pay anti-fraud
  • 24/7 self-administration of users and permissions
  • Desktop and mobile app
  1. Interest on Lawyers’ Trust Accounts. Bar-approved in Connecticut (IOLTA), New York (IOLA) and Florida (IOTA).
  2. Domestic wire fees may apply to certain high-transaction accounts.
  3. Coverage through CDARS (Certificate of Deposit Account Registry Service), a service of Promontory Interfinancial Network, LLC.

Commercial Lending

We are unusual in that we don’t re-package or re-sell our clients’ loans to other institutions. We believe a loan, handled properly, is an act of customized advice based on a deep understanding of the client, not a boilerplate product designed to become someone else’s investment. This approach results in strategic credit strategies suited to each client and situation.

Features

  • Local, highly responsive decision making
  • White glove service respectful of your time
  • Adept with complex collateral and documentation

By the Numbers

2008

$0 in Loans Sold

2009

$0 in Loans Sold

2010

$0 in Loans Sold

2011

$0 in Loans Sold

2012

$0 in Loans Sold

2013

$0 in Loans Sold

2014

$0 in Loans Sold

2015

$0 in Loans Sold

2016

$0 in Loans Sold

2017

$0 in Loans Sold

2018

$0 in Loans Sold

2019

$0 in Loans Sold

2020

$0 in Loans Sold

2021

$0 in Loans Sold

Numbers Tell the Story

As a client, when you borrow at Fieldpoint Private your loan stays here. We do not repackage, reconstitute or re-sell our clients’ loans to other institutions, because we believe loans, handled properly, are advisory relationships, not transactions to be moved off the books.

Selling a client’s loan would compromise our advice. It would make us, in effect, a distributor of a transaction designed to become someone else’s investment. Would that loan be customized for your needs, or standardized for the needs of another organization that might wish to repackage and resell it?

The act of borrowing is an investment on your part, unlocking value in the assets you own in order to put that value to work in some fashion. We believe it should be an investment on our part, too. We are proud to extend trust to our clients, and to earn it in return.

Fieldpoint Private to Sponsor CNN 9/11 Anniversary Remembrance

‘Shine a Light’ calls on Americans to express tribute and gratitude through service to one another.

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