Personal Banking that Makes Life Simpler

We believe in a different kind of bank – one that makes our clients’ financial life easier, simpler, quicker so they can slow down doing whatever it is they love.

We were established from our founding as a home for large private depositors and borrowers, offering exceptional levels of FDIC insurance, sophisticated advice from senior professionals deeply experienced across the balance sheet, and an exceedingly high respect for our clients’ time.

Personal Banking

  • Online and mobile banking, billpay
  • Checking, debit and ATM cards
  • CDs, money markets, savings
  • Sweep option
  • International currencies
  • FDIC deposit insurance into the tens
    of millions
  • No account fees, ATM fees, or domestic
    wire fees1


  • Adjustable – rate mortgages, home equity lines of credit
  • Fixed-term ARMs
  • Construction financing
  • Tailored and securities-backed lending with flexible collateral and alternative underwriting options
  • Aircraft and yacht financing

Bauer 5-star financial health rating

5 stars

By the Numbers


Tier 1 leverage capital ratio


FDIC insurance into the tens of millions

  1. Domestic wire fees may apply to certain high-transaction accounts.
  2. Coverage through ICS (Insured Cash Sweep) and CDARS (Certificate of Deposit Account Registry Service), services of Promontory Interfinancial Network, LLC.

Tax Alert: The Changing Calculus

Ways & Means weighs in on Biden Tax Proposals, with significant changes.

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Nicholas Bertha
Director of Wealth and Trust Planning, Fieldpoint Private Securities, LLC