Personal Banking that Makes Life Simpler
We believe in a different kind of bank – one that makes our clients’ financial life easier, simpler, quicker so they can slow down doing whatever it is they love.

We were established from our founding as a home for large private depositors and borrowers, offering exceptional levels of FDIC insurance, sophisticated advice from senior professionals deeply experienced across the balance sheet, and an exceedingly high respect for our clients’ time.
Personal Banking
- Online and mobile banking, billpay
- Checking, debit and ATM cards
- CDs, money markets, savings
- Sweep option
- International currencies
- FDIC deposit insurance into the tens
of millions - No account fees, ATM fees, or domestic
wire fees1
Lending
- Adjustable-rate mortgages, home equity lines of credit
- Fixed-term ARMs
- Construction financing
- Tailored and securities-backed lending with flexible collateral and alternative underwriting options
- Aircraft and yacht financing
By the Numbers
7.99%
Tier 1 leverage capital ratio
$50M+
Available FDIC insurance per tax ID
- Domestic wire fees may apply to certain high-transaction accounts.
- Coverage through Reich & Tang Deposit Networks, LLC and its Demand Deposit Marketplace® program.
- S&P SNL, 2022
Tax Alert: The Changing Calculus
Ways & Means weighs in on Biden Tax Proposals, with significant changes.
Learn More Read More Perspectives